Regulatory Risk Intelligence
See a financial institution's regulatory risk, from the public record.
A preliminary profile of yours or a counterparty's. Built from public filings and enforcement records, with every gap the record can't answer flagged for your team to verify.
- Scope and price
- One category, $500 one-time
- Inputs
- No documents or system access
- Turnaround
- Ten business days from confirmed scope and payment
- Review
- A named person reviews it before delivery
Sample profile excerpt · Illustrative · Not a client
SoFi Technologies, Inc. (NASDAQ: SOFI)
Crypto / Digital Asset Regulatory Position — SoFi Crypto + SoFiUSD
What the public record establishes
SoFi Crypto and the bank charter condition — the 2022 conditional approval from the Office of the Comptroller of the Currency (OCC) bars crypto-asset activities at SoFi Bank, N.A. while its Operating Agreement is in effect, unless the bank first obtains the OCC's written no-supervisory-objection determination.
Data gap — what it cannot confirm
SoFi's own disclosures place SoFi Crypto and SoFiUSD at SoFi Bank, N.A. Whether the OCC's prior written non-objection was sought or obtained, and whether the Operating Agreement remains in effect, is not public. This is a verification question, not a finding of non-compliance.
Source: OCC Conditional Approval No. 1277 (January 18, 2022). Not an audit, legal opinion, or attestation.
Gap Mode | Preliminary | Report date September 26, 2026
- Public records
- Structured findings
- Accurate verification
Who We Serve
Built for regulated industries
Select your industry to see what a profile covers for it.
Banking & Financial Services
Public-source regulatory risk profiles for banks, credit unions, lenders, and holding companies.
Review your institution
Baseline your regulatory position with a structured institution classification and a control maturity scorecard built from public sources.
Evaluate your target
Read a buyer, sponsor, lender, or target from public registration and enforcement records before you commit.
See It In Action
A sample regulatory risk profile, on a public company
Produced entirely from public sources. SoFi is not a client.Your report follows the same structure, for the one category you choose, built from four inputs about your own institution, and comes with a 60-minute findings call.
SoFi Technologies, Inc. (NASDAQ: SOFI)
Preliminary · Gap Mode · Public sources only
SoFi Crypto and the bank charter condition — the 2022 conditional approval from the Office of the Comptroller of the Currency (OCC) bars crypto-asset activities at SoFi Bank, N.A. while its Operating Agreement is in effect, unless the bank first obtains the OCC's written no-supervisory-objection determination.
Data gap: SoFi's own disclosures place SoFi Crypto and SoFiUSD at SoFi Bank, N.A. Whether the OCC's prior written non-objection was sought or obtained, and whether the Operating Agreement remains in effect, is not public. This is a verification question, not a finding of non-compliance.
Consumer Financial Protection Bureau (CFPB) supervision — SoFi's annual report for fiscal year 2025 (Form 10-K) states that from January 1, 2024 SoFi Bank and its affiliates became subject to supervision and examination by the CFPB.
Data gap: The outcome of any CFPB examination since that date is not publicly disclosed.
Securities and Exchange Commission (SEC) conflict-of-interest order — SoFi Wealth LLC settled in August 2021 over undisclosed conflicts when approximately 20,000 automated accounts were moved into two SoFi-sponsored exchange-traded funds (ETFs).
Data gap: Whether the order's undertakings changed current conflict-disclosure practice is not publicly verifiable.
Illustrative sample. Selected findings shown. Scores are inferences from public sources only. Not an audit, legal opinion, or attestation.
maturity
Illustrative
- Internal Governance
- ESG & Non-Financial Reporting
- Operational Risk
- Third-Party / Supply Chain Risk
- Cybersecurity
- SOC 2 (Trust Services)
- Financial Regulation
- International Frameworks
- Privacy & Data Protection
- Ongoing / Scheduled
- HR & People Risk
Each category is scored 1–5 in a full assessment. The composite is the average of the category scores; the word beside it is the nearest whole level. The sample publishes only its composite.
Composite maturity
2.8 / 5.0
Defined
Illustrative target — not a promised outcome: 3.9 / 5.0
What's inside
- Structured institution classification ()
- Control maturity scorecard
- Risk findings + regulatory obligation map
- Identified (public sources can't confirm)
- Recommended next-step path
- Source appendix